The Credit News Test

    Take this 3-minute test to find out how your credit is influencing your life in 5 key areas.

    The Credit News Test

    Take this 3-minute test to find out how your credit is influencing your life in 5 key areas.

    Your credit score determines your financial health. Many different areas of your life are affected, such as wealth, career, monthly expenses, and stress.

    Here’s what you’ll get out of this short test:

    • Identify which of 5 aspects of your financial health is weakest.

    • Get a personalized report of how you score in each key area.

    • Understand how your credit score is affecting you in key areas of your life that will surprise you.

    Read each statement, then select the button that best describes you

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    Strongly DisagreeStrongly Agree

    I am unsure about how to raise my credit score

    01234

    I often find there's not enough money to pay my bills

    01234

    I feel stressed about my finances

    01234

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    My credit score is:

    I don't knowLess than 620620-680680-750750+

    I have __ credit cards:

    01-23-56+

    I have __ credit card or medical debt:

    NoneLess than $10,000$10,000-$20,000$20,000+

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    I pay my monthly bills on time:

    Yes, never late.No, I’ve paid late 1-2 times recently.No, I often pay late.No, I’m constantly late.

    I have one or more credit cards “maxed out”:

    YesNo, I pay balances in full.No, but I carry a small balance.No, but I carry a large balance.

    I have filed for bankruptcy:

    NoYes, less than 2 years ago.Yes, 2-10 years ago.Yes, 10+ years ago.

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    I own a home with a mortgage:

    YesNo

    For a vehicle purchase...

    I always pay cashI finance the purchase, sometimesI always use financing

    My employment status is:

    I am currently employedI’m temporarily unemployedI’m self employedI don’t work

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